Shopify Payments runs on Stripe — so if Stripe prohibits your category, Shopify will too. BoazPay gives you a dedicated merchant account that connects directly to your Shopify store via NMI or Authorize.net. Your store stays live.
Keep your Shopify store. Just replace the payment layer.
Shopify Payments is powered by Stripe. If Stripe prohibits your product category, Shopify will suspend your payments — even if your store is in perfect standing:
You don't need to leave Shopify. Simply remove Shopify Payments and add a third-party payment gateway in your Shopify admin settings. Your store, products, and customer data stay intact.
Apply online in 5 minutes. Most merchants receive conditional approval within 48-72 hours. Documents: business registration, government ID, 3 months bank statements, processing statements.
BoazPay connects to Shopify through NMI or Authorize.net as the payment gateway. Your BoazPay merchant account is the acquiring relationship behind it. Our onboarding team handles setup.
Update your checkout to route through BoazPay. Your customers see no disruption. Update your billing descriptor to avoid confusion chargebacks if you've rebranded.
| Feature | Shopify Payments | BoazPay |
|---|---|---|
| High-risk industry support | Powered by Stripe — same prohibitions | All 8 high-risk verticals supported |
| Underlying processor | Stripe (shared risk rules) | Direct acquiring bank relationships |
| Account stability | Suspension without prior warning | Manual underwriting + dedicated MID |
| Shopify store compatibility | Native integration only | All gateways |
| Subscription billing | Basic recurring through apps | Full recurring billing platform |
| Fund hold policy | Up to 180-day holds on suspension | Standard T+2 to T+5 |
| Dedicated account manager | No | Yes — named contact |
| Multi-currency processing | Yes, limited by Stripe routing | Yes, direct acquiring globally |
"Shopify Payments shut down our CBD store with no notice. BoazPay connected via NMI and we were back processing on the same Shopify store within a week."
Connor B.
Owner, HempWell Organics
"Our nutra subscription brand was terminated by Shopify Payments. We didn't realize Stripe was underneath. BoazPay was the real fix."
Rachel F.
CEO, VitaBoost Nutrition
"I kept my entire Shopify store setup. Just replaced the payment layer with BoazPay. Revenue recovered within 10 days of suspension."
Sam D.
Founder, Digital Commerce Co.
Also terminated by another provider?
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