RECURRING BILLING

Subscription & Recurring Billing

Dunning logic, automatic card updater, intelligent retry waterfalls, and free-trial-to-paid conversion — recurring billing infrastructure built for high-risk continuity offers.

Why It Matters

Why Standard Billing Platforms Fail High-Risk Subscription Merchants

Failed Payment Revenue Loss

Up to 20% of subscription revenue is lost to failed payments from expired or cancelled cards. Without dunning logic and retry waterfalls, that revenue disappears permanently.

Card Expiry Churn

Customers don't cancel — their cards expire. Automatic card updater services silently update stored card credentials before they expire, recovering subscriptions that would otherwise churn.

Free Trial Chargeback Risk

Free-trial-to-paid conversions generate chargebacks when customers don't recognize the charge or can't cancel easily. The right billing infrastructure includes compliance-grade disclosure and easy cancellation tools.

Continuity Complexity

Auto-ship programs, bundled boxes, and tiered subscriptions require billing engines that handle proration, pauses, upgrades, and downgrades — not just flat monthly charges.

How It Works

From Application to Live Processing

01

Configure Your Subscription Plans

Define billing intervals, trial periods, amounts, and currencies. Set up proration rules for upgrades and downgrades.

02

Set Dunning & Retry Rules

Configure the retry schedule for failed payments — timing, attempt count, and customer notification cadence. Enable automatic card updater to silently resolve expiry issues.

03

Enable Trial-to-Paid Compliance

Activate compliant free-trial disclosure flows, double opt-in confirmation, and clear pre-billing notifications to minimize chargeback exposure on trial conversions.

04

Monitor & Optimize

Use the subscriber dashboard to track MRR, churn, failed payment recovery rates, and dunning performance. A/B test retry timing to maximize recovery.

What's Included

Dunning Management

Configurable retry schedules with customer notification emails at each failed attempt — recovering up to 30% of failed payments.

Automatic Card Updater

Silently updates expired or replaced card credentials using network card update programs — before the first payment fails.

Retry Waterfall

Intelligent multi-attempt retry logic with timing optimized by card type, decline reason, and customer history.

Trial-to-Paid Conversion

Compliant free-trial flows with double opt-in, pre-billing notification, and easy cancellation — reducing chargebacks on trial conversions.

Prorated Billing

Handle mid-cycle plan changes, pauses, and cancellations with accurate prorated charge calculation.

Subscriber Portal

Branded self-service portal for subscribers to update payment methods, pause subscriptions, and manage their plan — reducing support load and cancellation chargebacks.

Compatible Integrations

Availability varies by acquiring configuration — your account manager will confirm during onboarding.

Sticky.ioKonnektiveLimelight CRMRechargeBold SubscriptionsNMIAuthorize.netUSAePayDirect API

Frequently Asked Questions

Ready to Get Started?

No application fee · No setup fee · Decisions in 48–72 hours

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