Payment facilitators like Stripe and Square use shared merchant IDs. When their risk models flag any account on the pool, yours gets caught too. A dedicated MID isolates your risk profile.
Automated approval systems can't evaluate high-risk businesses fairly. A human underwriter who understands your industry signs off on your application — not an algorithm.
Your chargeback ratio is measured against your own dedicated account, not pooled across thousands of other merchants. You get real thresholds, not shared-platform restrictions.
Rolling reserves, discount rates, and monthly minimums are all negotiated based on your volume and risk profile — not assigned by a platform's one-size policy.
Provide your business details, processing volume, and industry. No upfront fees required.
A BoazPay underwriter reviews your application and required documents — typically within 24–48 hours. We contact you directly if additional information is needed.
Receive conditional approval and begin gateway configuration. NMI, Authorize.net, or a direct API integration — our onboarding team handles setup.
Process your first transaction. Your dedicated account manager monitors your account health and is available for ongoing support.
Your own MID with a specific acquiring bank — isolated from other merchants' risk events.
Human specialists review your application with full context of your industry's risk profile.
Access to multiple acquiring bank relationships to optimize approval rates and redundancy.
Rolling reserves negotiated based on your risk tier, with a clear release timeline.
Pre-dispute alerts, automated representment, and a chargeback ratio dashboard included.
A named contact who knows your account — available by phone and email, not a support queue.
Availability varies by acquiring configuration — your account manager will confirm during onboarding.
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