Do you work with Curaçao-licensed operators?

Yes, on appropriate acquirers. Curaçao placements typically carry higher reserves than MGA or UKGC.

Can I accept Visa and Mastercard for gaming?

Yes, in jurisdictions where gaming is permitted on those networks.

What about US-state-licensed sportsbooks?

Yes, for operators with proper state licensing in regulated states.

Do you support alternative payment methods?

Yes — Interac, iDEAL, Trustly, Sofort, and regional APMs depending on geography.

How do you handle high-velocity VIP deposits?

We split high-roller volume to a separate MID with appropriate underwriting so it doesn't affect your retail account's risk profile.

Can I withdraw to the same card that deposited?

Yes — push-to-card is supported on most placements and significantly reduces friendly fraud.

What about skill-gaming-only platforms?

Skill-only games are generally easier to underwrite than chance-based gambling and may qualify for better rates.

Do you require a separate AML officer?

Most acquirers require an MLRO or equivalent designated person. We can refer you to compliance partners if needed.

GAMING & iGAMING MERCHANT ACCOUNTS

Payment processing for online casinos, sportsbooks, and skill games

BoazPay places licensed gaming operators with acquirers built for the realities of iGaming — high transaction velocity, multi-currency deposits, and chargeback patterns no mainstream processor understands.

No application fee · No setup fee · Decisions in 48–72 hours

The Challenge

Why Gaming & iGaming is Considered High-Risk

High Transaction Velocity

Gaming deposits and withdrawals happen in real time at scale — triggering fraud rules designed for standard retail that classify normal gaming behavior as suspicious.

Loss-Triggered Chargebacks

Customer remorse after losses converts directly into chargebacks. Without the right fraud tooling, this is unmanageable at scale.

Complex Regulatory Regimes

MGA, UKGC, Curaçao, Kahnawake, Anjouan — each licensing jurisdiction has different acquirer requirements and compliance expectations.

Bank Reputational Policy

Many banks have blanket no-gambling policies regardless of the operator's license or compliance posture. The right placement requires acquirers with explicit gaming approval.

Accepted Sub-Verticals

Online casinos (slots, table games, live dealer)
Sportsbooks and in-play betting
Esports betting and fantasy
Skill-based games and tournaments
Poker rooms
Lottery and bingo operators
Social casinos with real-money purchases
Gaming SaaS, platforms, and aggregators

Currently Not Supported

Unlicensed operators targeting regulated jurisdictions
Real-money operators serving US consumers in non-licensed states
Anonymous-betting platforms

Typical MCC Codes for Gaming & iGaming

MCC	Description
7995	Betting / Gambling
7993	Video Game Supplies
7800	Government-licensed horse/dog racing (where applicable)

MCC assignment is at the acquiring bank's discretion. Your BoazPay account manager will confirm your MCC during underwriting.

Chargeback Rates in Gaming & iGaming

Typical industry rate: 0.8% – 2.0%

iGaming chargeback ratios typically run 0.8%–2.0%. BoazPay deploys 3DS 2.0, velocity rules, mandatory KYC at first deposit, withdrawal-method-must-match-deposit-method enforcement, real-time chargeback alerts, and a dedicated representment team for friendly-fraud disputes.

How to Keep Your Rate Low:

Require mandatory KYC at first deposit — verified players dispute far less
Enforce withdrawal-method-must-match-deposit to eliminate cash-out fraud patterns
Use push-to-card for withdrawals — it significantly reduces friendly fraud
Split high-roller (VIP) volume to a separate MID with appropriate underwriting

Required Documents

Government-issued ID for each beneficial owner
Voided check or bank letter
Processing statements (if applicable)
Business formation documents
Gaming license (MGA, UKGC, Curaçao, Kahnawake, Anjouan, Isle of Man, etc.)
Responsible-gaming policy
AML program documentation
Player agreement and T&Cs
Working URL with age gate, responsible-gambling resources, and visible licensing information

Approval Timeline

Licensed operators are typically decisioned within 5–10 business days. Tier-1 jurisdictions (MGA, UKGC) move faster than offshore structures.

Indicative Rate Range

Typical iGaming discount rates range from 4.95% to 7.95% plus $0.25–$0.50 per transaction, with rolling reserves of 7.5%–12% held for the first 6 months.

Your custom quote depends on your industry, volume, and history — get a free assessment in 60 seconds.

Relevant Integrations

Direct APIHosted cashier pagesMajor iGaming platform aggregatorsAuthorize.netNMIUSAePayBoazPay GatewayAPM support for Interac, iDEAL, Trustly, Sofort

Gaming & iGaming Payment Processing FAQs

iGaming Chargeback Playbook: From 2% to Under 1% MGA vs. Curaçao vs. Anjouan: What Acquirers Actually Care About Push-to-Card for Gaming: Why It Cuts Fraud

Ready to Apply for a Gaming & iGaming Merchant Account?

No application fee · No setup fee · No long-term contract

Questions? Call +1 (602) 812-0363 or email info@boazpay.com

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BoazPay LLC is a registered ISO/MSP of its sponsoring acquiring bank.

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