Reliable, compliant merchant accounts for adult content platforms, subscription sites, and creator marketplaces. BoazPay works with banks that specifically support the adult industry with full regulatory compliance.
No application fee · No setup fee · Decisions in 48–72 hours
Most acquiring banks refuse adult content as a matter of policy, regardless of the merchant's compliance, traffic volume, or chargeback history.
US-based adult content businesses must maintain detailed performer records under 18 U.S.C. § 2257. Banks require evidence of compliance before approving processing.
Adult content subscribers frequently use chargebacks as a cancellation mechanism, particularly for subscription sites with difficult cancel flows.
Visa and Mastercard updated their adult content policies in 2020–2021 to require enhanced content moderation and performer verification, which most processors cannot support.
| MCC | Description |
|---|---|
| 5967 | Direct Marketing – Inbound Teleservices Merchant (commonly used for adult subscription) |
| 7273 | Dating and Escort Services |
| 5999 | Miscellaneous Retail Stores (for adult novelty/toy retail) |
MCC assignment is at the acquiring bank's discretion. Your BoazPay account manager will confirm your MCC during underwriting.
Typical industry rate: 2.0% – 3.5%
Adult content platforms see elevated chargebacks from subscription confusion, card-sharing (family members discovering charges), and 'embarrassment chargebacks.' Clear billing descriptors and easy cancellation are the most important controls.
5–10 business days due to enhanced compliance review of 2257 records and content moderation policy. Businesses with clean processing history and complete compliance documentation may be expedited.
4.0% – 6.5% discount rate + $0.30–$0.50 per transaction. Creator marketplaces with robust performer verification and low chargeback history qualify for the lower end of the range.
Your custom quote depends on your industry, volume, and history — get a free assessment in 60 seconds.
No application fee · No setup fee · No long-term contract
Questions? Call +1 (602) 812-0363 or email info@boazpay.com
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